The Northern Rivers No Interest Loan Scheme (NILS) provides interest and fee free loans to people in the Northern Rivers region who are on low incomes.
These loans offer a viable alternative for people who face barriers in gaining small amounts of credit on fair and reasonable terms for the purchase of basic and essential household goods.
NILS is community credit – prompt and complete repayment of each loan means that Northern Rivers NILS can lend out the money to other people in our community who are also in need of this service.
There are some conditions around eligibility and what NILS loans can be used for. For more information, visit our NILS web page here. If you think you might need a NILS loan, call us on 02 6621 7397 to assess your eligibility and to book an interview at one of our NILS offices in Lismore, Casino, Grafton or Murwillumbah.